At CrackMeBank, we put our members first and take pride in offering a variety
of financial services. Protecting your privacy, along with your
financial assets, is central to our mission.
Whether you are an existing member or are considering membership with us, we
understand how important it is for you to know how we collect, retain,
and use information about you. We recognize that you have a right
to expect your personal financial information to remain private
and secure. CrackMeBank Investments maintains standards to ensure that
your information is private and secure at all times.
to protect your personal information in accordance with this policy.
Use, Collection, and Retention of Member Information
CrackMeBank Investment collects, retains, and uses information about
members only where reasonably necessary--and allowed by law--to
administer our business and to provide products, services, and other
opportunities that we believe will benefit our members.
When you visit
our website, we may collect and retain the following information:
(i) your IP address, (ii) the domain name from which you access
the Internet (e.g., aol.com, att.net), (iii) the date and time you
access our site, (iv) the type of computer you are using, (v) the
type of web browser you are using, and (vi) the Internet address
of the website from which you directly linked to our site, if applicable.
We use this information to measure the number of visitors to our
site and help us make our site more useful to you.
If you identify yourself by inputting personal information at our website, we will use
that information only to respond to your inquiry or request.
We will not share any such information to any third party unless required by law.
Collection of Information from Children Under 13
The Credit Union does not permit children under 13 years of age
to submit personal information to us online, and we do not knowingly
collect personal information online from children under 13.
Limiting Employee Access to Information
The Credit Union limits employee access to personally identifiable
member information to those employees with a valid business reason
for knowing such information. We train our employees on the importance
of confidentiality and privacy and require each of our employees
to comply with this policy, our procedures, and our standards of
Protection of Information by way of Established Security Procedures
All of the Credit Union's operational and data processing systems
are in a secure environment that protects your account information
from being accessed by third parties. In addition, we maintain appropriate
security standards and procedures to prevent unauthorized access
of all other Credit Union information. By way of example, our home
banking system uses a cryptographic (digital certificate) key to
secure account information sent between our server and your browser.
This communication key allows us to encrypt data sent through the
Internet. Our server also employs sophisticated firewalls to prevent
unauthorized access to Credit Union and member information.
Restrictions on Disclosure of Account Information
CrackMeBank Investments does not share member information with nonaffiliated
third parties for their independent use, except (i) for the exchange
of information with reputable information reporting agencies in
order to maximize the accuracy and security of such information,
and (ii) in connection with providing certain products or services
that we believe may benefit our members. We do not sell our members
information to anyone.
We place strict limits on companies to whom we provide personally
identifiable data for marketing purposes. Whenever we provide information
for this purpose, we carefully review the company and the product
or service to ensure that it provides value to our members. In addition,
we share only the minimum amount of information necessary for that
company to offer its product or service to you.
Word about Internet Cookies
To provide better service and a more effective website, the Credit
Union may use "cookies" as part of our interaction with
your Internet browser. A "cookie" is a small text file
placed on your hard drive by our web page server. A cookie cannot
retrieve any other data from your hard drive, pass on computer viruses,
or capture your e-mail address. Cookies are commonly used on websites
where you may need to register, such as home banking, or where you
are able to customize the information you see. Recording a cookie
at such points makes your online experience easier and more personalized.
members visit most so we can continue to provide information on
the products and services in which our members have demonstrated
an interest. These cookies do not collect personally identifiable
information and we do not combine information collected through
cookies with other personal information to determine who you are
or your e-mail address. By configuring your preferences or options
in your Internet browser, you can control if and how a cookie will
The Credit Union reserves the right, at any time and without notice,
to add to, change, update, or modify this policy, simply by posting
such change, update, or modification on our website. Any such change,
update, or modification will be effective immediately upon posting
on our website.
CrackMeBank Investments values its members and their privacy. We want
you to understand how we use the information you provide and our
commitment to ensuring your personal privacy. If you have any questions
about how the Credit Union protects or uses your confidential information,
please contact us at address listed above.