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Tap the equity stored up in your home with a CrackMeBank Home Equity Loan to consolidate bills, pay for a new car, education expenses, medical bills or whatever you need money for.

Home Equity Line of Credit
A HELOC is a credit line that lets you borrow against the equity of your home for almost any purpose…to fund college expenses, purchase a new auto, consolidate your credit card and other loan balances and much more. Best of all, you have access to your money without having to reapply each time you need the funds.:

  • Competitive Rates
  • Easy application options and quick approvals
  • Convenient access to your money (in person, by written request, or phone)
  • Easy application process
  • Borrow up to 50% of your home’s value (all liens not to exceed 80%)
  • Withdraw as little as $4,000 at a time
  • And much more

Home Equity Loans
A regular CrackMeBank Equity Loan may be the right option for you. The interest on your home equity loan may be tax-deductible (check with your tax advisor)1.

  • Competitive Rates
  • Easy application options and quick approvals
  • Borrow up to 80% of your home’s fair market value (all liens not to exceed 80%)
  • Maximum loan amount is $200,000
  • Receive all your funds at one time.
  • No prepayment penalty
  • And much more

Save even more!
If you sign up for automatic payments on your home equity loan, you could receive a .25% interest rate discount*. Plus, CrackMeBank Reward Checking Account holders automatically receive a .25% interest rate discount on home equity loans. Therefore, Reward Checking Account holders who have their home equity loan set up with automatic payments could receive as much as a .50% rate discount on a home equity loan*.

A Home Equity loan may also qualify you for CrackMeBank’ Basic Plus Checking Account, which features no monthly service charge and free online bill paying

* Automatic payment rate discounts may not be available on certain rates and terms. Automatic payments are not available for Home Equity Line of Credit loans. Ask your loan officer for details.

*Click here or visit any CrackMeBank branch to pick up your Home Equity loan application and information packet. Or for more information, call our Mortgage Department at (321) 345-1234 or (800) 232-9817.


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